Abid M S

Freelance Accounting, Financial & Risk Advisory Consultant

LinkedIn • Freelance

Dec 2022 - Present • 3 yrs 5 mos

Completed 100+ projects in accounting, bookkeeping, technical writing, and risk advisory for international clients (USA, Australia, UK, Canada). Services: Financial record organization, account reconciliation, SOP development, policy writing, risk registers, and Power BI compliance dashboards. Client testimonials: "Abid M S truly shines in technical writing! Exceptional attention to details exceeded expectations." | "Best Fiverr freelancer I ever worked with."

Business Transformation & Strategy Director

Shopify • Part time

Jan 2021 - Dec 2024 • 3 yrs 11 mos

Zee.Sy Jewellery, Pakistan Spearheaded transformation of online jewelry store into award-winning brand, achieving 100% sales growth over three years through strategic marketing, expansion initiatives, and operational excellence. Established and built Finance & Accounts function from scratch, implementing QuickBooks as the core accounting system; designed chart of accounts, accounting policies, month-end close procedures, and financial reporting frameworks ensuring accurate and timely financial management. Established Human Resources function from ground level, designing recruitment procedures, employee onboarding processes, performance management frameworks, and HR policies to support organizational growth and employee development. Established Supply Chain Management function from inception, optimizing inventory management systems, vendor management processes, procurement workflows, and logistics coordination across four retail outlets nationwide. Designed and implemented comprehensive process documentation, operational manuals, and internal control frameworks ensuring consistency, compliance, and operational efficiency across all business functions and retail locations. Opened and strategically positioned four retail outlets nationwide, implementing process-based inventory management, customer service protocols, and point-of-sale systems enabling seamless operations across geographically distributed locations.

Audit Supervisor, Risk Advisory

Grant Thornton • Full time

Sep 2011 - Oct 2014 • 3 yrs 1 mo

Progressed from management trainee to audit supervisor in less than 3 years through consecutive promotions; collaborated on 25+ audit and advisory engagements across banking, fintech, and investment management sectors. Monet Private Limited (Fintech – Branchless Banking): Documented end-to-end payment processing workflows and designed internal control frameworks aligned with COSO principles; identified 40+ control gaps across transaction processing, segregation of duties, and exception handling with remediation roadmaps. Designed quarterly internal audit program assessing compliance with SBP regulations and AML/CFT guidelines; utilized data analytics to analyze transaction databases and reduce audit testing by 35%. Silk Bank (Internal Control Over Financial Reporting – ICFR): Designed comprehensive ICFR assessment framework aligned with COSO Integrated Framework; tested controls over financial statement preparation, account reconciliation, period-end close, and consolidation processes. Documented control deficiencies and provided remediation plans ensuring compliance with SBP and SECP financial reporting requirements. Lakson Investment & Cyan Investment (Investment Management): Assessed controls over investment portfolio management, trade execution, settlement procedures, and SECP regulatory compliance. Tested authorization hierarchies and fraud prevention controls; recommended process improvements resulting in 30% reduction in settlement exceptions. Utilized data analytics to identify portfolio risks and unusual trading patterns. Citi Bank Pakistan (Cash Management Operations): Led comprehensive assessment of control design and operating effectiveness in cash collection, liquidity management, settlement operations, and reconciliation procedures under Citi Bank UK audit leadership. Evaluated compliance with SBP regulations and Basel III operational risk requirements; developed sophisticated audit sampling methodologies for high-volume transaction testing. Completed