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Amela L
@amelalenafin_26
Credit Analyst
Regno Unito
Inglese, Italiano, Albanese
Chi sono
I am an accomplished Credit Risk and Corporate Banking professional with over 13 years of experience in commercial banking. I specialize in corporate credit analysis, risk assessment, and portfolio monitoring, having managed lending exposure exceeding £70 million. I am expert in financial statement analysis and ensuring compliance with regulatory requirements.
Competenze
Amela L
offline •
Consulta i miei servizi
Consulenza sui prestiti
I will provide professional financial and credit risk analysis
Esperienza lavorativa
Credit Analyst
ProCredit Bank Albania • Full time
Dec 2022 - Aug 2024 • 1 yr 8 mos
Presented comprehensive financial assessments and data-driven recommendations to the Credit Committee for decision-making. Kept abreast of legal and market trends while ensuring all transactions adhered to compliance standards. Conducted credit evaluations of potential borrowers while analysing financial statements, credit reports, and relevant documentation to determine creditworthiness. Selected Accomplishments: ● Managed a portfolio of over 100 corporate clients with total lending exposure exceeding £70 million, conducting comprehensive financial statement, cash flow and repayment capacity analysis to assess creditworthiness and identify emerging credit risks. ● Prepared detailed credit memorandums to support new lending proposals, annual and periodic credit reviews, providing well-founded recommendations for Credit Committee decision-making. ● Monitored portfolio performance, covenant compliance and early warning indicators, recommending appropriate risk mitigation actions to maintain portfolio quality. ● Collaborated closely with Relationship Managers, Legal, Operations and Senior Management throughout the lending process, ensuring compliance with internal credit policies and regulatory requirements.
