I will draw a chibi anime character

No. I do not feel comfortable mimicking the style of another artist, whether they are here on Fiverr or located somewhere else. And if I were to do so, that defeats the point of my gig, which is to provide you an image in my own [chibi] style.

No. For the amount of time, effort, and care that I put into each one of these images, the cost of the basic gig is quite reasonable (keep in mind that the site takes a portion of my sales as commission). And like you, I need to eat and pay my bills too—being an artist isn't an exception to this!

For me, backgrounds tend to take a lot longer than the figure itself. So in order to provide your chibi as quick as possible, I've omitted the background. If you'd like to have one, you can purchase it as a gig extra. :) But keep in mind it'll take a few days to draw the background for you.

Yes (for the most part). It'd be great to get some sort of credit, but not necessarily required. And the only thing I usually ask clients is if I can use their image in my portfolios (hard copy and online). Otherwise I'm not super stingy. We can discuss purchase of rights also, if you so desire.

As I stated in the gig description, I'm not really comfortable with that. If you want your figure in a bikini or something of that nature, that's fine; and that's the extent of how NSFW I'm willing to draw. Sorry! :(

I'll work, to the best of my abilities, with whatever you can provide. But if you could find some sort of existing example for me to work from, even if it's not 100% what you're looking for, that'll help. Combining any form of image reference and description is always best.

I'll likely be able to work with your request if you message me ahead of time about it—before purchasing the gig (if possible). I travel a lot for both school and my part time job, so I'm not always at my work space. But if you ask me ahead of time, I'll do my best to accommodate your request!