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Your servicer says the loan paid off. Did it?
I reconcile loan portfolios for funds that buy loans from originating partners — re-deriving every loan's balance, payoff and delinquency status from your own remittance files, then reporting every discrepancy with the arithmetic shown.
A decade in fund finance doing this by hand; I've since built the software that does it in minutes across tens of thousands of payment rows.
Work with me as a service or license the tool. No borrower data needed.... Continua a leggere