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divine_persona

Tanmay K

@divine_persona

Chartered Accountant Investment Business Analysis

India
Inglese, Hindi
Alcune informazioni sono riportate in lingua inglese.
Chi sono
I am a Chartered Accountant specializing in investment and business analysis with a focus on credit underwriting and capital allocation. I have experience managing over ₹1,000 Cr in SME disbursements and identifying significant governance discrepancies through forensic audits. I prioritize cash flow quality and downside protection, applying financial rigor to evaluate renewable energy platforms and emerging tech unit economics.... Continua a leggere

Competenze

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divine_persona
Tanmay K
offline • 

Consulta i miei servizi

Crescita personale e scoperta di sé
I will help you with life and personal growth
A partire da25 USD / progettoMaggiori dettagli

Esperienza lavorativa

HSBC

HSBC

Full time • 1 yr 9 mos

Relationship Manager

Jun 2025 - Oct 2025 • 4 mos

Managed an assigned SME credit portfolio with ticket sizes of ₹50–200 Cr. Conducted ongoing business performance assessments, covenant compliance reviews, and credit risk monitoring to assess borrower viability. Developed structured views on SME business models across manufacturing, logistics, and services for financial and operational assessment.

Industrial Trainee, Credit & Risk

Nov 2023 - Apr 2025 • 1 yr 5 mos

Supported credit appraisal across 30 SME accounts aggregating to INR 1,000 Cr in loan disbursements. Conducted financial analysis covering leverage, DSCR, working capital cycles, and business model sustainability. Monitored portfolio health through covenant compliance tracking and early warning signal identification for risk assessment.