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dragomirvolcins

Dragomir

@dragomirvolcins

SME Credit Risk Analyst, Financial Modeling and Valuation

Moldavia
Russo, Rumeno, Inglese
Alcune informazioni sono riportate in lingua inglese.
Chi sono
I am a bank-side SME credit risk analyst with graduate training in finance, banking, treasury and investment. I turn financial statements and business data into decision-ready corporate underwriting memos, balance-sheet risk reviews, industry ratios, cash-flow capacity and DSCR analysis, KPI packs, 13-week cash-flow forecasts, and DCF valuations. My deliverables combine clean Excel models with concise written conclusions—not unexplained numbers. I also provide practical AML/KYC gap reviews and frameworks. Available in English, Romanian, and Russian.... Continua a leggere

Competenze

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dragomirvolcins
Dragomir
offline • 
Tempo di risposta medio: 1 ora

Consulta i miei servizi

Consulenza sui prestiti
I will analyze corporate financials for credit risk and loan readiness
A partire da35 USD / progettoMaggiori dettagli
Certificazioni e regolamenti
I will review your aml kyc controls and deliver a gap report
A partire da25 USD / progettoMaggiori dettagli

Portfolio

Esperienza lavorativa

Victoriabank

Credit Risk Analyst - SME (IMM)

Victoriabank

Jul 2026 - Present • 3 mos

SME corporate credit-risk analysis, including review of financial statements, balance-sheet structure, liquidity, leverage, cash flow, repayment capacity, and industry-specific risks and ratios. Preparation of clear, structured credit conclusions for internal decision-making.