Sfoglia categorie
Esplora
Fiverr Pro
Italiano
$
USD
Dragomir
@dragomirvolcins
SME and Corporate Credit Risk Analyst, Underwriting and Credit Memos
Moldavia
Russo, Rumeno, Inglese
Chi sono
I am a bank-side SME credit risk analyst with graduate training in finance, banking, treasury and investment. I specialize in commercial underwriting, financial spreading, repayment capacity, DSCR, balance-sheet risk, industry benchmarking, collateral and covenant analysis, and decision-ready credit memoranda. I do more than calculate ratios: I explain the credit implications, key risks, mitigants and recommended decision. I also build structured Excel models, cash-flow forecasts and DCF valuations. Available in English, Romanian and Russian.
Competenze
Dragomir
offline •
Tempo di risposta medio: 1 ora
Consulta i miei servizi
Consulenza sui prestiti
I will analyze corporate financials for credit risk and loan readiness
Certificazioni e regolamenti
I will review your aml kyc controls and deliver a gap report
Portfolio
Esperienza lavorativa
Credit Risk Analyst - SME (IMM)
Victoriabank
Aug 2025 - Present • 1 yr 2 mos
SME corporate credit-risk analysis, including review of financial statements, balance-sheet structure, liquidity, leverage, cash flow, repayment capacity, and industry-specific risks and ratios. Preparation of clear, structured credit conclusions for internal decision-making.
