Fredrick Ray

Bookkeeping & Financial Reporting Specialist

Mar 2021 - Present • 5 yrs 4 mos

Managed end-to-end bookkeeping, accounting, and financial reporting functions for startups, eCommerce businesses, consultants, agencies, and service-based companies across various industries. Specialized in setting up, optimizing, cleaning up, and maintaining accounting systems using QuickBooks Online, QuickBooks Desktop, and Xero to ensure accurate, organized, and compliant financial records. Performed detailed bookkeeping services, including transaction categorization, bank and credit card reconciliations, accounts payable and accounts receivable management, invoice tracking, expense monitoring, payroll record organization, and month-end and year-end closing procedures. Conducted comprehensive cleanup and catch-up bookkeeping projects for businesses with incomplete, inaccurate, or outdated financial records, helping clients regain control of their finances and improve reporting accuracy. Prepared and analyzed key financial statements, including Profit & Loss Statements, Balance Sheets, Cash Flow Statements, and customized management reports to provide business owners with valuable insights into financial performance and operational efficiency. Worked closely with entrepreneurs and management teams to identify discrepancies, resolve accounting issues, improve internal processes, and maintain accurate records for decision-making and compliance purposes. Supported clients during tax preparation periods by ensuring books were properly reconciled, organized, and ready for accountants, tax professionals, and regulatory filings. Assisted businesses in maintaining compliance with financial reporting requirements while improving transparency and recordkeeping standards. Developed efficient bookkeeping workflows that reduced errors, improved financial visibility, and streamlined day-to-day accounting operations. Known for delivering accurate, confidential, and detail-oriented bookkeeping solutions while maintaining strong communication and professional service standards

Senior Tax & Business Formation Consultant

May 2020 - Present • 6 yrs 2 mos

Provided comprehensive tax preparation, business formation, and compliance services to entrepreneurs, startups, freelancers, eCommerce businesses, and small-to-medium-sized companies across various industries. Assisted clients throughout the entire business setup process, including LLC formation, corporation registration, nonprofit 501(c)(3) applications, EIN and ITIN acquisition, state registrations, annual report filings, and ongoing compliance requirements. Guided business owners in selecting the most suitable entity structure based on their operational goals, tax considerations, and long-term growth strategies. Successfully supported domestic and international entrepreneurs in establishing and maintaining legally compliant business entities within the United States and other jurisdictions. Prepared and reviewed individual and business tax returns while ensuring accuracy, completeness, and adherence to federal, state, and local tax regulations. Conducted detailed reviews of financial records, tax documents, and supporting information to identify potential deductions, reduce compliance risks, and improve reporting accuracy. Assisted clients with tax planning strategies, IRS correspondence support, business licensing requirements, and regulatory filings. Collaborated closely with startups and growing businesses to streamline administrative processes, maintain proper documentation, and meet critical filing deadlines. Built a reputation for delivering reliable, confidential, and client-focused solutions while maintaining high standards of professionalism and attention to detail. Consistently helped clients navigate complex tax and business formation requirements, minimize costly errors, and establish strong foundations for sustainable business growth and long-term success.