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Fiverr Pro
Italiano
$
USD
Ifra Iqbal
@ifra_iqbal
Pakistan
Inglese
Chi sono
Greetings! I leverage dual expertise in Finance and a Master’s in Business Analytics. My experience at a leading UK firm, enhanced by this advanced degree, provides a modern, data-driven approach to finance.
I offer:
Financial Precision: Bookkeeping, Payroll, Financial Analysis & Reporting.
Data-Driven Insights: Data Analytics, Visualization (Power BI, Advanced Excel), Sentiment Analysis.
Strategic Action: Plans to drive growth and improve efficiency.
Equipped with the latest tools and methodologies, I deliver clear, impactful results. Let's achieve your goals with the power of data.
Competenze
Ifra Iqbal
offline •
Consulta i miei servizi
Contabilità
I will do professional bookkeeping services for your business
Contabilità
I will provide accounting and bookkeeping services for a UK company
Esperienza lavorativa
Lending Officer
Finance Expert • Full time
Jan 2026 - Present • 7 mos
• Evaluate consumer and business loan applications end-to-end, assessing applicant background, serviceability, and security position, and presenting lending recommendations to credit decision-makers. • Prepared formal credit memoranda for credit committee review across diverse transaction types, including business debt consolidations, asset finance, and franchise acquisitions. • Conduct in-depth bank statement analysis, constructing multi-account consolidated cash flow statements with internal transfer elimination, DSR/NSR metrics, and serviceability scenario modelling; including complex engagements spanning 15+ bank accounts. • Apply New Zealand regulatory and credit frameworks, including CCCFA lender responsibility requirements, Centrix credit bureau analysis, GSA security interests and LVR assessment. • Deliver monthly shareholder management reporting and designed an automated reporting system replacing manual data extraction from finPOWER Connect, improving timeliness and consistency. • Own the institution's recurring portfolio and arrears reporting suite: default management, operations management, debt collector performance, repossessed assets, and bad debts reporting. • Administer loan account creation and maintenance within finPOWER Connect, and perform bank reconciliations and accounts payable processing in Xero. • Developed a loan application platform with AI-assisted credit assessment capability, strengthening the institution's digital lending workflow.
