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Maricruz M
@maricruz22
Administrative Technologist in Finance and Operations
Ecuador
Spagnolo
Chi sono
I am a Technologist in Administration with extensive experience in financial operations, administrative management, and customer service. I have a proven track record in credit instrumentation, commercial advisory, and accounting assistance within the banking and corporate sectors. I specialize in credit liquidation, risk mitigation, and providing personalized financial solutions to clients.
Competenze
Maricruz M
offline •
Tempo di risposta medio: 1 ora
Consulta i miei servizi
Articoli educativi e informativi
I will write articles about time management and working from home
Esperienza lavorativa
Junior Loan Documentation Specialist
BanEcuador Oficial • Full time
Jun 2023 - Dec 2024 • 1 yr 6 mos
Credit Compliance & Approval: Conducted end-to-end verification and sign-off on credit files in alignment with internal risk guidelines and regulatory standards. Loan Settlement & Document Custody: Oversee loan settlement processes and managed the archiving, tracking, and secure dispatch of credit records for institutional custody. Client Advisory: Provided clear consultation on available credit products, eligibility criteria, and required supporting documentation. Quality & Document Control: Maintained internal compliance by performing rigorous audit checks on loan file documentation.
Retail Banking Advisor / Representative
Banco Guayaquil • Full time
Apr 2018 - Jun 2021 • 3 yrs 2 mos
Managed the placement and cross-selling of financial products and services, including savings and checking accounts, investment portfolios, credit cards, and insurance. Collected and verified income documentation to support client risk assessments and contribute to financial risk mitigation. Advised clients on digital banking channels, providing guidance on online banking, telephone banking, and the mobile application to increase adoption. Delivered personalized financial advisory, identifying customer needs and matching them with tailored financial solutions.
