Meredith Burke

Legal Advisor

Veterans United Home Loans • Full time

Jul 2014 - Nov 2022 • 8 yrs 4 mos

My legal responsibilities with Veterans United Home Loans centered on the complexities of residential mortgage financing, particularly transactions involving military service members, veterans, and eligible homebuyers. I provided counsel on lending practices, borrower protections, mortgage documentation, and regulatory obligations affecting home loan origination and servicing. VA backed mortgage transactions required careful examination of eligibility requirements, property appraisals, loan guarantees, funding conditions, and borrower disclosures. I reviewed financing arrangements to identify legal concerns involving loan terms, title interests, closing procedures, and compliance with applicable Department of Veterans Affairs requirements. Mortgage lending operations also presented questions concerning consumer protection, fair lending, credit reporting, privacy, and financial disclosures. I evaluated matters involving the Truth in Lending Act, Real Estate Settlement Procedures Act, Equal Credit Opportunity Act, and other federal and state lending requirements. Relationships with borrowers, real estate professionals, title companies, appraisers, investors, and servicing partners introduced additional contractual responsibilities. I addressed disagreements concerning closing delays, loan modifications, payment obligations, escrow accounts, refinancing, and the accuracy of financial representations. When disputes arose involving mortgage servicing, alleged lending violations, foreclosure concerns, contractual defaults, or borrower complaints, I examined loan files, transaction records, correspondence, and supporting evidence. My involvement helped Veterans United Home Loans protect its lending interests, address regulatory exposure, resolve financial disputes, and support legally compliant mortgage services for military families and other eligible borrowers.