Zain Fayyaz

Commercial & Residential Title Search & Examination | U.S. Title Insurance Specialist

May 2020 - Present • 6 yrs 2 mos

• Perform Commercial Title Searches and Title Examinations for complex commercial real estate transactions involving metes and bounds properties, multi-parcel tracts, and large-scale commercial developments. • Research and analyze ownership history, Chain of Title, deeds, easements, restrictions, rights-of-way, leases, judgments, liens, UCC filings, and other recorded documents affecting commercial properties. • Examine complex legal descriptions and verify property boundaries, acreage, and vested ownership interests using county records, title plants, and industry research tools. • Conduct comprehensive title searches to identify encumbrances, title defects, ownership issues, and matters affecting the marketability and insurability of title. • Review commercial loan documents, assignments, releases, entity records, and corporate ownership structures to determine title requirements and potential risks. • Prepare detailed title reports and support the issuance of commercial title commitments in accordance with underwriting guidelines and client requirements. • Analyze multi-owner, trust, LLC, corporation, partnership, and other entity-owned properties to verify authority, vesting, and ownership interests. • Collaborate with underwriters, attorneys, title officers, and clients to resolve complex title issues and facilitate commercial real estate transactions. • Ensure accuracy, compliance, and quality standards while handling high-value and complex commercial title projects. Trained, mentored, and onboarded new team members on title search, title examination, title commitment preparation, quality standards, and client-specific requirements. • Provided day-to-day guidance and technical support to team members, conducted quality reviews, and assisted in resolving complex title issues. • Performed advanced title examination for residential refinance, sale, and builder, transactions across Texas.

Title Searcher

Nov 2019 - May 2020 • 6 mos

Conducted title searches on properties across multiple U.S. states using county clerk/recorder websites, public records databases, and title research platforms. • Utilized industry-standard tools and software, including DataTrace and TitlePoint, to research property ownership, liens, mortgages, judgments, tax records, and other encumbrances affecting title. • Examined Chain of Title and ownership history to verify property ownership and identify potential title issues. • Reviewed recorded documents such as Deeds, Mortgages, Assignments, Releases, Judgments, Liens, and other real estate records. • Compiled comprehensive title search packages and reports for title examiners and clients, ensuring accuracy and completeness of property-related information. • Investigated ownership transfers, open mortgages, title defects, and encumbrances to support title insurance and real estate transactions. • Maintained high standards of quality and productivity while working with property records from multiple jurisdictions and recording offices throughout the United States.