I will create a custom debt payoff tracker spreadsheet in google sheets or excel sheets

Debt feels impossible to track when it's scattered across several cards and a loan, and generic templates never fit how you're actually paying it down. I build custom debt payoff and snowball tracker spreadsheets in Google Sheets or Excel that show your real payoff timeline and update automatically as you pay.

Every spreadsheet is built around the snowball or avalanche method, whichever you prefer, with automatic recalculation as balances drop, an interest paid tracker so you see the true cost of each debt, and a visual payoff timeline so progress feels real instead of theoretical.

What you'll receive:

1. A custom Google Sheets debt payoff tracker built around your actual debts
2. Automatic snowball or avalanche payoff order and recalculation
3. Interest tracking so you see what each debt is really costing you
4. Protected formulas you can't accidentally break

I have spent over two years managing live finance spreadsheets for real clients, including a gamified progress-tracking system for debt payoff, so I know where templates fall apart under daily use.

Message me before ordering if your debts include irregular payments or multiple currencies.